Private Money Lending

For Real Estate Investors

Fix & Flip Financing

Short-term financing for purchasing and renovating non-owner occupied properties.

Rental Financing

Rental loans provide necessary funds to expand your rental portfolio.

Bridge Financing

Bridge loans offer leverage for purchase to grow your real estate portfolio.

The Process

Quickness, Adaptability, and a Reliable Group.

Complete Fast Quote Form

Complete Fast Quote Form

To get the feel of your request, a fast quote form tells us enough. You can call or email us as well.

Internal Fast Quote Review

Internal Fast Quote Review

Our team will evaluate your request, run comps, and will be able to propose a loan offer.

Consult With a Loan Specialist

Consult With a Loan Specialist

Schedule a call to go over the proposed terms and conditions for funding your loan within days.

ARV
Rehab
Loans

ARV Rehab Loans

Fix & Flip Loans

We offer short-term financing options specifically designed for the purchase and rehab of non-owner occupied properties. Whether you’re looking to flip houses or invest in rental properties, our financing solutions provide the necessary funds to acquire and renovate these properties, helping you maximize your investment potential.

85% LTV for Purchase and 100% Reno Cost

LTARV Not to Exceed 75% of the After Repair Value (ARV)

12-18 Month Term with 6 Month Extension

New Investor

New Investor

In the past three years, you have either completed up to two flips or owned up to two rentals.

Intermediate Investor

Intermediate Investor

Over the past 3 years, you have successfully completed 3-10 property flips or owned 3-15 rental properties.

Experienced Investor

Experienced Investor

You have owned 30 or more investment properties (flips and/or rentals) in the last 3 years.

Your Trusted Ally in Private Money Lending

Aggressive Terms

Knowledgeable

Fast Closings

Portfolio
Investor
Loans

ARV Rehab Loans

Rental Loans: Long-Term

We secure quick approvals to fund long-term rental property loans to help you maximize the cash-flow of your rental property portfolio. No DTI or DSCR required. Our flexible, asset-based private money solutions get you the funds you need.

30-Year Fully Amortized or Interest Only Loans

LLC and Corps. Foreign Nationals Welcome

1-8 Unit Properties

Recourse & Non-Recourse

Investment Properties Only

Property Types

Property Types

Non-owner occupied residential 1-4 units; condos and multi-family 5-25 units.

Loan Features

Loan Features

Cash-out or purchase loans ranging from $75K to $5 million with options for 30-year fixed-rate or 5-year ARMs.

Multi-Family Portfolio

Multi-Family Portfolio

For investors looking to obtain financing for rental portfolio deals consisting of 5 properties or more.

Recent Fundings

6 Family - Brooklyn, NY

Funded a loan secured by a 6-family unit in Greenpoint, Brooklyn. The borrower approached us in a time of need, facing a maturity default and requiring immediate financial assistance. With a loan amount of $650,000.

Mixed-Use Property - New Jersey

Cash-Out Refinance for a mixed-use property in Scranton, NJ. Loan amount of $1,425,000 with a 65% LTV with an 18-month interest-only term.

4-Family - Bronx, NY

Provided a $795,000 Cash-Out Refinance loan for a 4-family investment property in Bronx, New York, for the purpose of fixing and flipping.

Credit Score

Credit Score

We offer programs that don’t require a credit score but if a score is 640 and above the terms of the loan change to favorable.

Loan to Value (LTV)

Loan to Value (LTV)

75% for a purchase, up to 70% for a refinance LTV and up to 65% LTV for cash-out refinance.

Rates 10.99% - 12.99%

Rates 10.99% - 12.99%

Rates change weekly, in todays interest rate market, these are the rates.

How Our Funds are Being Used

Property Acquisition

It’s either a good deal and you need money quick, or you have equity in another property and want to bridge with another property.

Property Refinancing

Pulling money from your rental properties is what we can help with or if you are needing to pay off a private loan, we offer long-term loans.

Rehabing Properties

Our fix & flip program is very competitive. Inquire about our line of credit for fix and flip properties. It is a very aggressive program for flippers.

Insights Into the Private Money Lending Sector

We make it easy to stay on top of all the necessary private lending news.

No Minimum Fico Score program

No Minimum Fico Score program

Introducing Our No Minimum FICO Score Mortgage Program: A Flexible Alternative to Hard Money Loans We are excited to introduce our innovative No Minimum FICO Score Mortgage Program, designed to provide a flexible and accessible alternative to traditional hard money...

Financing Non-Warrantable Condos with a DSCR Program

Financing Non-Warrantable Condos with a DSCR Program

Understanding Non-Warrantable Condos Non-warrantable condos are properties that do not meet the standard guidelines set by traditional mortgage agencies like Fannie Mae or Freddie Mac. These guidelines often include restrictions on investor concentration, commercial...

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