The short-term rental market continues to create opportunities for real estate investors nationwide. If you’re purchasing your first Airbnb property or expanding an existing portfolio, securing financing can often be one of the biggest challenges, especially when conventional lenders focus heavily on personal income, tax returns, and debt-to-income ratios. Our DSCR loan program is specifically for real estate investors.
Qualify Using Projected Airbnb Income
Our DSCR program allows eligible borrowers to qualify based on projected rental income generated by AirDNA. This can be a significant advantage for investors purchasing properties intended for short-term rental use.
Investor-Friendly Financing Features
Our DSCR program offers financing solutions for both experienced and first-time investors.
- Up to 80% Loan-to-Value (LTV)
- FICO scores starting at 660
- Loan amounts up to $5 million
- First-time investors eligible
- Interest-only payment options available
- No tax returns required
- No W-2s required
- No debt-to-income (DTI) calculations
If you’re looking to purchase, refinance, or expand your investment portfolio, our DSCR loan program may be the solution you’ve been searching for.
