We offer a few investor loans for our real estate investors. There’s the DSCR loan program and a No Ratio investor program. The No Ratio program will run higher on the rate and lower on the LTVs because we are not using a debt service coverage ratio to calculate rental income. The DSCR program will offer a more competitive rate also depending on the debt service coverage ratio, the higher the DSCR the lower the rate.

• 85% LTV for purchase transactions
• 75% LTV for cash-out refinances
• $100k minimum loan amount
• $5M max loan amount
• 1-24 unit properties
• Unlimited properties

As professionals in the space, we recommend contacting us to see which program is most suitable for your situation. We’ll of course advise and offer the best loan program possible for your goals. Our business comes from referrals so it is in our best interest to have happy clients. Contact us for more rental loan programs we have to offer.