Suppose you’re looking to seize a new investment deal, refinance an existing property, or transition from one asset to another. In that case, bridge loans provide the creative financing and speed that traditional banks often can’t match.
Bridge Loan Parameters
- Rates as low as 8.5%
- 1.5 points
- Loan amounts from $150,000 to $5,000,000
- 30-year term — no extensions needed
- Minimum FICO: 700
- Up to 70% LTV (purchase)
- Up to 60% LTV (refinance)
- No experience or DSCR requirements
- 6-month prepayment penalty
- 6 months reserves required
Bridge loans are all about speed and creativity. When a conventional lender can take months to approve a loan, private bridge financing can get your deal closed in a fraction of the time, often within days.
They’re ideal for:
- Acquiring properties quickly before long-term financing is arranged.
- Refinancing short-term debt or cashing out equity.
- Renovation or repositioning projects where the property doesn’t yet qualify for conventional financing.
With no DSCR or experience requirements, even newer investors can take advantage of opportunities that might otherwise be out of reach.
Long-Term Stability, Short-Term Agility
Unlike most bridge loans, which typically have short 12- to 24-month terms and costly extensions, our program offers a 30-year term with no extension needed. That means you can hold, refinance, or sell on your timeline, not the lender’s.
Contact us for more info about bridge loans.
